Please open and read each document before providing your application information.
Version 17 — information about our services, obligations and your rights.
Consumer version 18 — how personal and credit information is collected, used and disclosed.
Version 17 (updated 2026)
Tell us what you’re applying for. We’ll only show questions relevant to your application.
Applicant 1 personal details.
Joint application only.
We’ll only ask for previous addresses when needed to cover three years.
Your current address history is less than two years.
Tell us about your current employment. Previous employment is requested only when needed to cover three years.
Current employment is less than two years. Please provide your previous role.
Add each income source separately. Enter your take-home amount after tax in the frequency you actually receive it — we’ll do the conversions.
This person is not an applicant. Capture only household information relevant to servicing.
Tell us what you would like to finance.
Add each debt that you want this new loan to pay out. This is separate from the full liabilities section later in the application.
Enter your average monthly household costs. Enter 0 for anything that does not apply, so we know each item has been considered.
Add only assets you currently own.
Add your current debts and credit facilities. Credit cards and overdrafts are counted at their full limit, even if the current balance is lower.
Upload documents now where available. You can still submit the application and provide any outstanding documents later.
Please check the key details below before submitting.
Thank you. Your application has been submitted to National Direct Finance.
Please keep this reference number for your records. Your submitted answers are locked, but you can return to add supporting documents.
Choose how you would like to continue.
Before entering personal or financial information, verify the email address that will secure this application.
We’ll save your latest changes and email you a secure link to return to this application.